Lizardfish By John J Foster

I wonder how many people have seen these fish, I got a male and female and they arereally great fish to have in your aquarium.

I thought they were bottom feeders but they eat other fish and only notice when my guppys went missing, they eat them like a snake head first and in one go.

they can get to about 8 or 9 inches long and look quite feirce with all the teeth showing.

But i can look at them for hours as they play in the water.

Update you if any developments

Regards

John J Foster

How to add Interest to Your Garden: by John J Foster

Add interest to a garden
How to add interest to a garden.
Anything that becomes a focal point will add interest and that can range from garden sculptures to the types of plants you choose.

Adding block planting of a particular specimen can become a focal point in the garden.
Even adding areas of variegated foliage can create a focal point in the garden.

Seats are another item that can add interest to the garden and additionally they can offer a nice place to rest and relax while you admire your work.

Mirrors that are strategically placed can enhance the garden in many ways.
They can bring reflected light to dark corners of the garden.
They can also give the impression that the garden is bigger or alternatively they can give the impression that the open space is bigger.

Placed at various angles, mirrors can add a lot of fun and interest to a garden and help to lead a visitor on to other areas.

Using hedges can also add interest to the garden while offering protection to the plants.
Hedges are also an excellent way to gain privacy without feeling closed in.

Water features are a favourite for many people and the sound of running water in the corner of a garden can add an atmosphere of calm and relaxation.

Water features can also be good for the birds in the garden particularly in the summer months when they might find it difficult to find water lying around to suit their needs.

As with sculptures, stones, rocks and pebbles can add interest and offer areas where you can walk even when the surrounding ground might be too wet.
Shells also make a good cover on the ground for paths that can remain dry in the wet season.

There are so many different things that you put in your garden to add interest.
Everything from old cartwheels to wind chimes, aviaries or anything else you can imagine.

I use lots of potted plants around the pond to soften the edges and give the water feature a tropical feel.

Anyway the important thing is to enjoy the outside space.

Regards

John J Foster

How to Gain Control over your Budget: by John J Foster.

How to Gain Control over your Budget
Once you have calculated precisely how much money you owe then it is time to create a budget that will help you to use your income more efficiently by covering all your necessary expenditure and working towards the elimination of your debt.

A budget can be prepared in a book or more effectively online using a program such as Excel.

Now when you prepare your budget you need to take into account everything that you can think of relating to income and expenditure and this budget will need to be updated on a regular basis as more things come to mind when there are changes in your financial position.

This is why it makes it a lot easier to use a program such as Excel where totals can be added quickly and you will be able to see in a matter of seconds which direction you are going in and whether the steps that you have made have resulted in positive changes towards your financial well-being.

Where you are unsure about specific parts of the budget such as how much money you spend per week on food and other essential items, you will have to make an estimate initially until you are able to take notes the next time you go to the shops and see precisely how much you spend.

Once you get some of these figures you will be able to determine whether you are overspending in particular areas and what you can do about reducing such expense.
Your food shopping is one area where you can save a considerable amount of money because most people don't have any strict limits on their food spending.

Once again changes can only be made if you know precisely what you've been doing in the past and where you can make the changes in the future.
It might mean that you have to completely change the types of foods that you are buying and often the benefit of doing this is you improve your health along the way by buying food that is better for you.

Budgeting is your way to gain control over your finances once again. In fact it is the only way for you to gain control. It is a lot easier than you might expect and once you begin to use a budget you will wonder how you ever managed your finances in the past without having a budget.

Trust me it works.


regards

John J Foster.

What Is? Your Current Debt: by John J Foster.

What is? your current debt.
The very first thing that you need to do to address your current financial position and reduce and eliminate your debt is to determine exactly what is? your current debt.

Now this might seem very obvious and when you ask most people they would probably say that they know how much money they owe but more often than not it comes as a great surprise to them when they sit down with a pen and paper to work out exactly what the current debt actually is.

It is very difficult to remember precisely how much you owe on so many different areas of debt and it is only when you do take account of all the individual debts and add them up that you can actually see the extent of your debt.

Be prepared for a surprise because that is what happens most often and it will give you a really good picture of why you are struggling to make ends meet each week and why all the income that might seem reasonable isn't enough to cover your outgoings.

So step number one on your debt management program is to address the situation.

It is only after you have done this that you will be able to create a budget that will help you move towards eliminating debt from your life.

You will be able to compare your monthly spending to your monthly income and that will give you the opportunity to see how much is left over if any to start reducing your debt.

When you are making a note of your debt you must ensure that you put down everything that you owe even the most minor of debts because at some stage they need to be settled and even small debts that are left unpaid can give you a bad credit rating.

And once you get a bad credit rating it’s such a pain to get rid of it. Trust me I have been there.

Regards

John J Foster

A Dog Lifespan : by John J Foster

Many people believe that a dog’s lifespan should be considerably more than what we expect.

And this is due to the foods that we feed our pets.
The pet foods that we buy from the supermarkets have a high percentage of moisture, which leaves very little room for nutrition in the remaining contents.

Some of the ingredients such as sodium are added to the dog food to make it more palatable while adding no nutritional value.
In fact excessive sodium can be detrimental to the well being of your dog.

The most popular dog foods often use byproducts with added chemical preservatives and artificial colors. All of which can be potentially harmful to your dog.

These byproducts have very little nutritional value and are certainly not helping in the overall health of our animals.

Carbohydrate levels are often far too high in most of the brand dog foods and this is why there is an excessive number of overweight dogs and dogs that suffer from diabetes.

Obesity and the associated problems that are present from being overweight is one of the main reasons for the shortened life span.
Most dog food manufacturers will also use a high percentage of grains to add bulk to the food while doing nothing for the dog's health.

If you live in a warm climate, don't leave the dog food out all day in the heat.

While dogs have a short intestinal tract, and are unlikely to have problems with food poisoning they can still suffer from contaminated food.

Even dog biscuits should be stored in a cool place and not subject to heat.

If we ensure that our dogs get the optimum nutrition, we can expect their lifespan to be considerably more than current levels.

It is not unusual for well cared for and well fed dogs that have had optimum nutrition to live past 20 years.

If you are a dog lover you may like my new website about dogs.

Dogs are for life.

Enjoy and best regards

John J Foster

A Cat‘s Life Span And Your Responsibility: by John J Foster

A Cat‘s Life Span And Your Responsibility, The first thing you should think about when getting a cat,

Many people don't consider when getting a cat is the lifespan of the pet and the fact that they need to be responsible for the health and well-being of the cat for between 15 and 20 years.

There are additional factors that need to be taken into consideration and one of the most important factors is the expense of owning a cat.
Obviously you're going to need to spend money on food and good nutrition but there can be additional expenses such as vaccinations and other veterinarian costs that need to be considered.

As with people, the personalities of cats are many and varied.
Ideally you will find the cat whose personality is matched to your own.
There are many excellent books available at libraries and bookstores that will give you a good description of the type of personality to be expected from the various different breeds of cats.

Some breeds of cats require a lot more attention than others and particularly those cats that tend to live inside more often than other breeds that are happy to run around outside and keep themselves occupied.

Cats with longer fur will tend to shed had a lot more fur about the house which will require more cleaning and they will also require more grooming which means you will have to spend more time looking after them.

Cats are a lot more independent than dogs and are more difficult to train, and this is something that you need to realize and accept.

If you like to travel a lot or you are away from the house a lot of the time, you will need to arrange some other person or service that can mind your cat and ensure that it gets fed regularly.

It is always worth considering where you're living and if the environment is suitable for owning a cat.

And one thing that surprisingly many people don't consider before getting a cat is whether any person in the family is allergic to cats as there are quite a large number of people who are allergic to cats.

But if you are like me and just love cats then you may like my new website all about cats.

Cats are for life

Enjoy and best regards

John J Foster